How can I calculate the amount of buildings cover required accurately?

The amount of buildings cover must represent the full cost of rebuilding your property. If you are in the UK and are unsure how much cover you need, check the Association of British Insurers website which will be able to help with a handy calculator.

Why does a traditional home insurance policy not cover my rental property?

A normal home insurance policy may not pay out when the property is being used to make an income. Equally, Landlords Insurance provides additional cover which is not offered through normal home insurance policies.

Can I insure my property even though it is let to students or DSS tenants?

Certain insurance providers can offer cover for a wide range of tenants' types, so it is worth comparing with providers if this is the type of cover you need.

Can I solely insure the contents of my property?

Again, some companies will offer this service and some won’t, so make sure you are made aware of what types of cover you are offered in the quote you obtain.

To ensure you are fully protected, it is recommended that you obtain a number of quotes from a variety of providers and then purchase a Landlord's Insurance policy which caters for your specific needs and circumstances. Neil Whinch